:root{--navy:#1B2A4A;--gold:#C9A84C;--ivory:#FAF7F0;--ink:#2B2B2B;--rule:#D9D2C3;--soft:#F3EEE3;--mist:#E8EEF4;--muted:#5D6270;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--ivory);color:var(--ink);font:400 17px/1.65 "Montserrat",system-ui,sans-serif}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
a{color:var(--navy);text-underline-offset:3px}a:hover{color:#2E5C8A}
img{max-width:100%;height:auto}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--navy);padding:10px 14px;font-weight:700;z-index:10}.skip:focus{left:12px}
header.site{background:var(--navy);color:#fff;border-bottom:3px solid var(--gold)}
header.site .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 28px;padding-top:16px;padding-bottom:16px}
.brand{display:grid;text-decoration:none;color:#fff;line-height:1.05}
.brand .wm{font:600 1.45rem "EB Garamond",Georgia,serif;letter-spacing:.16em}
.brand .wm2{font:600 .72rem "EB Garamond",Georgia,serif;letter-spacing:.52em;color:var(--gold);padding-left:.2em}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px 22px;align-items:center}
nav.main a{color:#fff;text-decoration:none;font-weight:500;font-size:.95rem;padding:6px 0;border-bottom:2px solid transparent}
nav.main a:hover,nav.main a[aria-current=page]{border-bottom-color:var(--gold);color:#fff}
nav.main a.cta{background:var(--gold);color:var(--navy);padding:9px 16px;border-radius:999px;border:0;font-weight:700}
nav.main a.cta:hover{background:#d8bb67;color:var(--navy)}
.hero{background:var(--navy);color:#fff;padding:72px 0 80px}
.hero .eyebrow{color:var(--gold)}
.eyebrow{font-weight:700;font-size:.8rem;letter-spacing:.2em;text-transform:uppercase;color:#9A7B2C;margin:0 0 12px}
h1,h2,h3{font-family:"EB Garamond",Georgia,serif;font-weight:600;color:var(--navy);line-height:1.15;margin:0 0 .5em;text-wrap:balance}
.hero h1{color:#fff;font-size:clamp(2.4rem,5.4vw,4rem);max-width:15ch}
.hero p.lead{font-size:1.15rem;max-width:58ch;color:#E8E2D4}
h2{font-size:clamp(1.8rem,3.4vw,2.5rem)}h3{font-size:1.45rem}
section{padding:64px 0}section.alt{background:var(--soft)}
.lead{font-size:1.12rem;max-width:62ch}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn{display:inline-block;text-decoration:none;font-weight:700;padding:13px 22px;border-radius:999px;border:2px solid var(--gold);min-height:44px}
.btn.primary{background:var(--gold);color:var(--navy)}.btn.primary:hover{background:#d8bb67;color:var(--navy)}
.btn.ghost{color:#fff}.btn.ghost:hover{background:rgba(255,255,255,.08);color:#fff}
.btn.navy{background:var(--navy);border-color:var(--navy);color:#fff}.btn.navy:hover{background:#26375d;color:#fff}
.grid{display:grid;gap:20px}.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.g2{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
.card{background:#fff;border:1px solid var(--rule);border-radius:14px;padding:26px}
.card h3{margin-bottom:.35em}.card p{margin:0}
.tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--navy);background:#F6EFD9;border-radius:999px;padding:4px 10px;margin-bottom:12px}
.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--rule);border:1px solid var(--rule);border-radius:14px;overflow:hidden;margin-top:32px}
.facts div{background:#fff;padding:20px 22px}.facts b{display:block;font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:4px}
.facts span{font-weight:600;color:var(--navy)}
ul.ticks{list-style:none;padding:0;margin:0;display:grid;gap:12px}
ul.ticks li{padding-left:30px;position:relative}ul.ticks li::before{content:"";position:absolute;left:4px;top:.55em;width:10px;height:10px;border-radius:50%;background:var(--gold)}
.tablewrap{overflow-x:auto;border:1px solid var(--rule);border-radius:14px;background:#fff}
table{border-collapse:collapse;width:100%;min-width:620px;font-size:.95rem}
th,td{text-align:left;vertical-align:top;padding:14px 16px;border-bottom:1px solid var(--rule)}
thead th{background:var(--navy);color:#fff;font-weight:600}
tbody tr:last-child td{border-bottom:0}td.num{font-weight:700;color:var(--navy);white-space:nowrap}
tr.us td{background:#FBF7EC}
.note{font-size:.85rem;color:var(--muted);margin-top:12px}
.plan{background:#fff;border:1px solid var(--rule);border-radius:14px;padding:12px}
.callout{background:var(--navy);color:#fff;border-radius:18px;padding:40px;display:grid;gap:8px}
.callout h2{color:#fff}.callout p{color:#E8E2D4;max-width:60ch;margin:0}
form.tp{display:grid;gap:18px;background:#fff;border:1px solid var(--rule);border-radius:14px;padding:28px;max-width:720px}
.field{display:grid;gap:6px}.field label,.field legend{font-weight:600;color:var(--navy)}
.field .hint{font-size:.85rem;color:var(--muted)}
input[type=text],input[type=email],input[type=tel],select,textarea{font:inherit;color:var(--ink);background:#fff;border:1.5px solid #B9B2A3;border-radius:10px;padding:12px 14px;min-height:46px;width:100%}
input:focus-visible,select:focus-visible,textarea:focus-visible,a:focus-visible,button:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
textarea{min-height:110px}
fieldset{border:0;padding:0;margin:0}.check{display:flex;gap:10px;align-items:flex-start}.check input{width:22px;height:22px;margin-top:3px;flex:none}
.row2{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
button.submit{font:inherit;font-weight:700;background:var(--gold);color:var(--navy);border:0;border-radius:999px;padding:14px 26px;min-height:48px;cursor:pointer;justify-self:start}
button.submit:hover{background:#d8bb67}
.hp{position:absolute;left:-9999px}
footer.site{background:var(--navy);color:#C9CFDA;padding:44px 0 36px;font-size:.92rem;margin-top:0}
footer.site a{color:#fff}footer.site .wrap{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
footer.site .brand{margin-bottom:8px}footer.site .small{grid-column:1/-1;border-top:1px solid #33456A;padding-top:16px;font-size:.8rem}
.split{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:40px;align-items:start}
@media (max-width:860px){.facts{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:480px){.facts{grid-template-columns:1fr}}
@media (max-width:640px){section{padding:48px 0}.hero{padding:52px 0 60px}.callout{padding:28px}form.tp{padding:20px}}